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	<title>Comments on: Getting a Job in the Foreign Service</title>
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	<link>http://fsotstudyguide.com/fsot/getting-a-job-in-the-foreign-service/</link>
	<description>Tips and Suggestions to Help You Pass the Foreign Service Officer Test</description>
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		<title>By: John</title>
		<link>http://fsotstudyguide.com/fsot/getting-a-job-in-the-foreign-service/comment-page-1/#comment-113</link>
		<dc:creator>John</dc:creator>
		<pubDate>Mon, 15 Nov 2010 15:10:50 +0000</pubDate>
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		<description>I have bad credit, but it will be removed within the next year as it&#039;s nearing 7 years of age.

Once this disappears from my credit report wil it STILL present a problem with regards to my chances or should I be good as far as credit is concerned?

I&#039;ve been living in the EU for the past 4 years and have little est. no credit in the US in this time.  Will having no credit hurt my chances?  If so, will explaining my employment abroad for the past 4 years help to clear this up?

Thanks to all!</description>
		<content:encoded><![CDATA[<p>I have bad credit, but it will be removed within the next year as it&#8217;s nearing 7 years of age.</p>
<p>Once this disappears from my credit report wil it STILL present a problem with regards to my chances or should I be good as far as credit is concerned?</p>
<p>I&#8217;ve been living in the EU for the past 4 years and have little est. no credit in the US in this time.  Will having no credit hurt my chances?  If so, will explaining my employment abroad for the past 4 years help to clear this up?</p>
<p>Thanks to all!</p>
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		<title>By: Tom</title>
		<link>http://fsotstudyguide.com/fsot/getting-a-job-in-the-foreign-service/comment-page-1/#comment-98</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Tue, 27 Jul 2010 14:35:12 +0000</pubDate>
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		<description>&quot;Nevertheless, I’ve never spoken to an officer who said he/she regretted his/her career choice.&quot;
I think you mean...</description>
		<content:encoded><![CDATA[<p>&#8220;Nevertheless, I’ve never spoken to an officer who said he/she regretted his/her career choice.&#8221;<br />
I think you mean&#8230;</p>
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		<title>By: anonymous</title>
		<link>http://fsotstudyguide.com/fsot/getting-a-job-in-the-foreign-service/comment-page-1/#comment-37</link>
		<dc:creator>anonymous</dc:creator>
		<pubDate>Sat, 02 Jan 2010 21:10:39 +0000</pubDate>
		<guid isPermaLink="false">http://fsotstudyguide.com/?p=73#comment-37</guid>
		<description>The credit reporting companies have websites you can access free reports from.  You can have a lot of the older stuff removed from your report.  It&#039;s worth a try.  But I have to think with the recent economic crisis there is some leigh weigh for people that have lost their job and have higher credit card balances, etc.</description>
		<content:encoded><![CDATA[<p>The credit reporting companies have websites you can access free reports from.  You can have a lot of the older stuff removed from your report.  It&#8217;s worth a try.  But I have to think with the recent economic crisis there is some leigh weigh for people that have lost their job and have higher credit card balances, etc.</p>
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		<title>By: Kimberly</title>
		<link>http://fsotstudyguide.com/fsot/getting-a-job-in-the-foreign-service/comment-page-1/#comment-31</link>
		<dc:creator>Kimberly</dc:creator>
		<pubDate>Wed, 23 Dec 2009 06:31:46 +0000</pubDate>
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		<description>I think some blemishes are ok, as long as they&#039;re explainable.  I have a cable company collection for $58 dollars that I refuse to pay.  I spoke to my Diplomat in Residence and she said that as long as I have a reason (which I do in this case, it&#039;s a mistake on their end) I am ok.  I had some credit card collections 7 years ago that are about to be taken off my report and she said that I&#039;m ok because I have taken the necessary steps to fix the negative stuff.

If you have a bankruptcy, tons of credit card debt, and a string of collections, that&#039;s another story.  You&#039;ll want to clean that up as much as you can.</description>
		<content:encoded><![CDATA[<p>I think some blemishes are ok, as long as they&#8217;re explainable.  I have a cable company collection for $58 dollars that I refuse to pay.  I spoke to my Diplomat in Residence and she said that as long as I have a reason (which I do in this case, it&#8217;s a mistake on their end) I am ok.  I had some credit card collections 7 years ago that are about to be taken off my report and she said that I&#8217;m ok because I have taken the necessary steps to fix the negative stuff.</p>
<p>If you have a bankruptcy, tons of credit card debt, and a string of collections, that&#8217;s another story.  You&#8217;ll want to clean that up as much as you can.</p>
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		<title>By: Erik</title>
		<link>http://fsotstudyguide.com/fsot/getting-a-job-in-the-foreign-service/comment-page-1/#comment-24</link>
		<dc:creator>Erik</dc:creator>
		<pubDate>Tue, 17 Nov 2009 09:53:17 +0000</pubDate>
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		<description>I’ve heard that even small blemishes on a credit report more or less kill your chances at making it to the orals. Any insight if that’s true, or if there is a modicum of forgiveness in this day and age?</description>
		<content:encoded><![CDATA[<p>I’ve heard that even small blemishes on a credit report more or less kill your chances at making it to the orals. Any insight if that’s true, or if there is a modicum of forgiveness in this day and age?</p>
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